Your application may only be considered if:

• Be over 18 years of age;
• Be employed at least 16 hours per week or retired and in receipt of a private or company pension;
• Be a permanent UK resident with 3 years UK address history;
• Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
• Have a valid email address and can access it.

Please ensure your application is completed accurately to maximise the chances of your application being accepted.

A decision will be made based on credit history available from credit bureaus as well as using public registers such as the electoral roll.

Please note that meeting the above criteria does not guarantee finance acceptance.

To start your credit application add the product you wish to buy to your basket.

On the shopping basket click "Info & Apply" on the finance section then choose "Apply Now" on your chosen finance product.

You will then be asked to fill out your details such as your name, address history for the last 3 years, employment details and bank details for direct debit.

This only takes a few minutes and in most cases an instant decision can be returned.

Sometimes decisions may need to be referred for manual checks, which may only be carried out during working hours.

You will be notified of the decision by email once these are complete if this is the case.

If your application is unsuccessful and you have already paid a deposit this will be refunded automatically within 3-5 working days.

If your application is successful your order will be fulfilled.

Unfortunately we are not given a reason by the lender so we are unable to comment on individual applications.

If you believe your application should have been accepted please note that sometimes applications can be declined due to incorrect information being given.

Please ensure your address history is entered correctly and is the same as registered with your bank and the electoral roll (if applicable).

If you have paid a deposit this will be refunded automatically within 3-5 working days.

If you want to see your credit report you can get a copy from:

CallCredit PLC3

Consumer Service Team, P O Box 491, Leeds, LS3 1WZ

Telephone: 03330 024 7574

Your initial deposit is payable by credit or debit card.

Once your order has been shipped we will notify the credit lender.

Payments are then taken automatically by direct debit for more information please see your credit agreement.